Skip to main content

Legal

Risk warnings

Some of the terms used in these Risk warnings are defined in section 2 of the Investment Account and ISA Terms and Conditions.

The price and value of any investments and any income from them can fluctuate and may fall. So You may get back less than the amount You invested. Past performance is not a guide to future performance.

We will not assess the suitability of investments held for You or other services provided to You under these terms and conditions and You do not benefit from the rules of the FCA on assessing suitability.

The investments and services We offer under the Service, as defined in these terms and conditions, may not be suitable for all investors.

If You have any doubts about the suitability of an investment You should seek advice from a suitably qualified professional advisor. Accepting Your instructions does not mean that We approve or recommend the transaction.

Using the Service may alter Your personal tax position. The levels and basis of taxation can change and the value to an investor of any tax benefits depends on that individual’s tax position. We cannot give You tax advice and You should consult Your own tax advisor about any tax consequences. Your own tax treatment will depend on Your personal circumstances.

We may enter into transactions on Your behalf in investments where there is a restricted market. This might make it difficult to deal in or obtain reliable information about their value. We reserve the right not to support any of these types of investments.

There is an extra risk of losing money when buying Shares in some smaller companies, including penny Shares. There may be a significant difference between the bid and offer price of these Shares. If You need to sell them, You may get back less than You paid. The price may change quickly and may go down as well as up.

The Service does not cover every investment available in the marketplace. You are entirely responsible for Your own selection of any particular investment using the facilities on the Site and You accept that We do not provide advice or make recommendations about investments. The search facility does not take Your particular needs or circumstances into account.

Whilst every effort is made to ensure that the news, prices, opinions and other information on the Site are accurate and complete, We cannot guarantee this. The content is subject to change without notice. The news, prices, opinions and other information provided to You through the Site are for Your personal use, whether they are from Equiniti or from a third party.

You must not regard either the information or any opinion expressed on the Site as an offer to buy, sell or otherwise deal in any particular investment.

The information, advertisements and content on the Site apply to the UK and to UK residents only. None of the services offered on the Site are intended for use or distribution in other countries or jurisdictions. If You access the Site from outside the UK You are responsible for satisfying yourself that such access does not breach the laws of any relevant jurisdiction.

Foreign currency-based investments are subject to fluctuations in currency exchange rates, which may have an adverse effect on the value, price or income of Your investment. The markets may also be less well regulated and so may carry greater risk relating to dealing, settlement and custody practices.

We may, at Our absolute discretion, offer a facility to deal in some warrants, and these often involve a high degree of gearing. This means that a relatively small movement in the price of the underlying security a warrant relates to may produce a disproportionately large movement in the price of the warrant, favourable or unfavourable.

We may deal for You in Shares that may have been the subject of stabilisation, which enables the market price of a security to be maintained during the period when a new issue of securities is on public sale. Stabilisation may affect not only the price of the new issue but also the price of other securities relating to it. The FCA allows stabilisation as it helps avoid short-term price falls when a new issue comes onto the market and buyers are still to come forward. Stabilisation is carried out by a ‘stabilisation manager’ (normally the firm chiefly responsible for bringing a new issue to market). As long as the stabilisation manager follows a strict set of rules he is entitled to buy back securities that were previously sold to investors or allotted to institutions that have decided not to keep them. This may keep the price at a higher level than it would otherwise be during the period of stabilisation.

We may decide that, due to market conditions, We are not able to purchase or sell Shares for You within a reasonable time. In such a case, We will try to contact You for instructions. Alternatively, if the market counterparty recommends that it be given more time to complete the order, We may allow this.

General legal matters

You must read the following information before proceeding. It provides information on some of the laws and regulations applicable to this Site.

The information on this Site is issued and approved by Equiniti Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). The products and services described on this Site are only available in the United Kingdom, and nothing in this Site constitutes an offer or solicitation to anyone in any jurisdiction where such an offer is not lawful or to anyone to whom it is unlawful to make such an offer or solicitation.

Your Shareview Dealing account number, username and PIN are unique to you. This means that you will be responsible for the security and use of your Shareview Dealing account number, username and PIN, and we hold you responsible for all transactions that arise from their usage, other than due to our fraud, negligence or breach of the Terms and Conditions.

You should be aware that the internet is not a completely reliable transmission medium. We shall not have any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein.

Messages that you send to us by email may not be secure. We recommend that you do not send any confidential information to us by email. If you choose to send any confidential information to us via e-mail you do so at your own risk with the knowledge that a third party may intercept this information. Communications sent by you via e-mail and to the Site are processed exclusively at your risk.

An application for any of the Shareview Dealing products or services should be made having read fully the relevant application form and the relevant Terms and Conditions. It is your responsibility to review this documentation and, should you use this service, you will be deemed to be representing that you have read this documentation and agree to be bound by its contents.

The Service is only available to individuals for their personal use and benefit, who are aged 18 and over. The Service is not available to entities of a non-personal nature, such as investment clubs and companies.

The Site may include links to web sites and/or services owned and/or operated by other companies. These are provided for your convenience only. We are not responsible for and do not give any warranties or make any representations regarding any such web sites and/or services.

If you register for the Service you agree to Equiniti Financial Services Limited providing information about you to our agents and sub-contractors.

The Site, the copyright and other intellectual property rights in the content and the materials featured therein are owned by or licensed to Equiniti Financial Services Limited. You are not permitted to remove or alter any copyright or other intellectual property notices of proprietary restrictions from any content or materials featured on the Site. Any and all rights are reserved.

As part of your use of the Site you may (subject to any further restrictions imposed from time to time by us and our licensors) copy electronically and print portions of the Site. Any other use of materials on the Site (including without limitation accessing, reproducing, publishing, distributing information provided on or through the Site by way of sale or for any commercial purpose) without permission is strictly prohibited.

Internet trading

As a condition of being approved to use our trading facilities you will immediately notify us by secure message or by telephone if:

a. you have placed an order using our electronic trading facility and you have not received a confirmation;
b. you have dealt and you do not receive a confirmation of the order within two business days of dealing (whether through hard copy, electronic or verbal means);
c. you receive a confirmation for an order you did not place;
d. you become aware of any inaccurate information in your account, or;
e. you become aware of any loss, theft or unauthorised use of your Shareview Dealing account number and PIN number.

You will be held liable for any transactions that take place prior to us receiving such notifications.

We have the right at our absolute discretion to suspend or terminate your access to the Service for any reason and without prior notice to you. You agree not to hold us responsible or liable for any disruptions in service due to, and not limited to:

a. any system problems beyond our control;
b. routine system maintenance or system upgrades; and
c. any other event or circumstance beyond our reasonable control.

All prices quoted in respect of dealings by telephone through the Service are indicative only, and are not fixed or guaranteed prices. If we receive an order from you by telephone, you acknowledge that the market quote for the security may have moved (either against you or for you) during the time between when you asked us to deal, based on the indicative price, and when your order is actually executed.

For dealings through this Site, the quoted price will be guaranteed for a fixed (stated) time period. After that time period has expired, you will be required to obtain a new quote and you acknowledge that the price for the security may have moved up or down in the meantime.

We may, without prior notice or reason, decline to accept your orders or we may place certain restrictions on your Shareview Dealing account. All transactions will be subject to the applicable rules, regulations, customs and usages of the relevant exchange or market where the transaction is executed.

Third party information

We represent that all information on this Site is obtained from sources believed to be reliable. However, neither we nor any of our associated companies, agents, licensors or delegates makes any representation as to the completeness, accuracy or timeliness of the information on this Site or of any opinions expressed therein nor do we or they accept any liability for any losses, costs, liabilities or expenses (including, without limitation, loss of profit) which may arise directly or indirectly from use of or reliance on such information.

Stock exchange information is provided by MoneyAM. The timeliness of price information depends upon the selected stock exchange and type of security. Users should allow for a minimum 15 minute delay in the posting of price changes. Though all reasonable efforts are made to present accurate data, we and MoneyAM accept no responsibility for the correctness, completeness or accuracy of the stock exchange information held on the Site.

All web page contents, including layout, source text, and software are the property of us or our licensors except where otherwise indicated. Page contents may only be copied, stored and recalled for private use, and all copyright notices and trademarks must be preserved. Commercial re-use is not permitted, and anything other than private re-use requires written permission from us. No use may be made of the data on the Site that in any way impairs the ability of other visitors to the Site to view and use it.

The creation of links to these pages from other areas of the World Wide Web or Internet is expressly forbidden without our previous written permission. No part of these pages can be used in other web pages and nor should complete pages be used within the framesets of other websites.

This Important Legal Information may be updated from time to time. If you choose to bookmark pages within this Site for future use, you agree that it is your responsibility to check if any such updates have been made since you last visited this Site.