We took to the streets to find out what you’re saving for and see if regular investing can help get your money working harder so you can achieve your financial goals.

Not everyone has a lump sum to invest in one go, but you can get ahead on building an investment pot for your future by setting up a monthly Regular Investment from as little as £50 per month.

New or cautious investors may be a bit daunted by how much to invest and what investments to make. So starting small by investing little and often is a great way to get started.

Your money is invested on the same date each month so once your Regular Investment is set up, you don’t need to do anything else. This also means you don’t need to worry about picking the best days, and avoiding the worst days, to invest.

Yes, of course, investing does come with some risk as your investments may go down as well as up and you may get back less than you invested. However, if you invest in a collective investment like a mutual fund or exchange traded fund (investing in multiple companies), then your risk is spread over many investments rather than in just investing in just one or two companies.

If you are in any doubt you should seek the advice of a financial adviser.

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